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June 25th, 2018 10:36 pm     A+ | a-

What remains of a home under construction destroyed by fire is photographed in Oakland, Calif., on Tuesday, Dec. 12, 2017. Two homes under construction were destroyed by fire late Monday night along Snake Road. (Anda Chu/Bay Area News Group)OAKLAND — Following a historic year of wildfires, property owners in fire-prone areas are finding it increasingly difficult to get affordable insurance — and in some cases, any policies at all.

Several major insurers have stopped writing new policies or renewing plans in the state’s most fire-prone regions, the California Department of Insurance says. Their actions are in many ways understandable: The Wine Country wildfires in October caused an estimated $9 billion in insurance damages.

“Insurers are increasingly using computer models to assess the risk of fires for individual homes and deciding that homes in some areas face too high a risk,” said Insurance Commissioner Dave Jones. “In the wake of last year’s wildfires, we may see more areas of the state where insurers decline to write.”

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